Align your finances with your future - with SmartPlan
Expert-made financial plans, tailored to your life.
Clear. Personal. Impactful.
Whether you're just getting started, planning ahead, or actively shaping your retirement, our plans help you take control of your finances.
Find the plan that fits you
Basic Plan
Start and build strong.
Ideal for those beginning their financial journey or seeking clarity on their financial standing.
- Understand your financial and retirement situation
- Set achievable savings and Investment goals
- Identify areas for improvement
- Lay the foundation for long-term financial security
Wealth Plan
Build your future wealth today.
Ideal for for all seeking to optimise their financial strategy and secure their full pension benefits.
- Gain clarity on your financial position and future needs
- Identify potential pension gaps
- Save tens of thousands through smart tax optimisation
- Secure your full pension
Retirement Plan
Plan for your next chapter.
For those approaching or already in retirement who want to protect their assets.
- Simulate different retirement income scenarios
- Optimise your pension drawdown strategy
- Implement tax-saving techniques
- Protect your assets against inflation and unexpected costs
5 Reasons to Trust SmartPurse With Your Financial Plan
- Trusted Experts: Created by proven financial professionals with decades of experience.
- 100% Independent: No product sales – just what’s best for you.
- Built for Life: Covers 40+ life events. Adapts as you go.
- Easy to Understand: 2 pages, not 100. Clear and actionable.
- Fully Compliant: Meets all Swiss FIDLEG requirements.
Still unsure?
In a free initial consultation, we’ll figure out together which plan is right for you.
Frequently Asked Questions
What do I get with the SmartPlan?
You’ll receive a tailored financial plan that clearly shows how to secure your financial future, optimise your pension, and avoid unnecessary losses. It includes a clear strategy, actionable steps, and personalised recommendations based on your situation.
Your deliverables: a professional planning document, expert advisory sessions, and a concise summary of all recommendations discussed.
How much does a SmartPlan cost?
SmartPlans start at CHF 560 for a basic plan for a single person and go up to CHF 3,300 for a comprehensive retirement optimization plan for a couple in a partnership.
Prices vary depending on the type of plan (Basic, Wealth Planning, or Retirement) and who it's for — an individual, a couple, or a partnership — as this defines the plan’s complexity.
How does the SmartPlan process work, and how long does it take?
The SmartPlan process is a structured approach designed to provide you with a personalized financial plan:
- Initial Consultation: We begin with a free meeting to understand your goals and establish a foundation for your personalized plan.
- In-Depth Analysis: Together, we examine your financial situation, life goals, and potential future changes to tailor the plan to your needs.
- Plan Preparation: Our experts craft a clear, legally sound financial plan, complete with actionable steps and recommendations.
- Delivery & Support: We present your plan, ensuring all your questions are answered. We're also available for future adjustments as your life evolves.
The entire process typically takes about 4 weeks from the initial consultation to the final delivery of your personalized financial plan.
What Information do I need to bring or prepare?
All you need is an overview of your current financial situation - e.g. income, existing pension solutions, savings plans or pension fund statements. We'll take care of the rest together during the consultation - you don't need any prior knowledge or special preparation.
Is tax advisory included in the process?
Basic tax insights and potential tax savings are included in your SmartPlan. For detailed tax calculations or official tax statements, we work with trusted expert partners — additional fees may apply.
Who Are the Experts Behind SmartPlan?
Your SmartPlan is created by trusted experts with a proven track record — including Olga Miler and a team of certified financial planners, all registered in the Swiss advisory register.
We apply the four-eyes principle in collaboration with VVK AG, a boutique financial planning firm with over 10 years of experience in building high-quality plans.
To ensure maximum accuracy and efficiency, we also use the innovative FinConPro software, which enables a level of planning precision and speed that traditional methods can't match.